Vaught Wright & Bond
P.O. Box 1328
533 Main Street
Placerville, California 95667
Phone: 530-622-1835
Toll-Free: 800-652-0168
Email Us
CA Lic. #00448556
Get a Quote
Policy Services

Agritourism Insurance

cattle 640985 1920 300x200 - Agritourism InsuranceAgritourism Insurance

California Agritourism is any activity that allows members of the general public on your farm property for recreational, entertainment, or educational purposes. Agritourism activities include everything from a bed and breakfast, a corn maze, an educational field trip, a store or wine tasting, to “pick your own” and roadside farm stands. It is important to understand your increased farm liability, by having visitors on your property.

Here are issues to remember

Almost 36 million people visit farms, winery’s and ranches each year according to the US government. Most visitors are unfamiliar with the agricultural environment. Owners need to ensure the safety and health of all guests visiting their operations.

Residing in the heart of the foothill wine country, as well as a stone’s throw from “Apple Hill,” we understand the needs of farmers.

Here are a few safety tips for you to consider as part of your Agritourism activities:

  • Develop emergency plans just in case the worst happens. Have procedures in place for major   injuries, heart attacks, pet bites, and more.
  • If you serve food make sure you follow all the state food handling policies.
  • Make sure you have traffic control procedures and extra staff if needed.
  • Address the safety issues with all ponds, machinery, and chemicals.
  • Do you use outside vendors? If so, make sure you obtain certificates of insurance.
  • If you have rides of any kind you should require a waiver of liability.
  • Have safety equipment such as fire extinguishers and first aid kits throughout the farm.
  • Use signs to post rules and vehicle speeds.
  • Train your employees on all safety measures.

Implementation of these guidelines is not intended to absolve the farm and ranch owner of all liability. They are, however, intended to reduce the risk of a guest being injured and to demonstrate a “good faith” effort to protect guests.

Our home office is in Placerville, California, El Dorado County, but we insure customers across California, Oregon, and Nevada! We are your source for Allied Insurance, Hartford, Grange Insurance, Blue Cross, Nationwide, Blue Shield, Travelers Insurance, State Fund and dozens more!